Mike Habib, EA

Property Tax Consultant in Whittier, California

5(33 reviews)
(562) 204-670013215 E Penn St, Ste 329, Whittier, CA 90602View on Yelp
Mike Habib, EA - property tax consultant in Whittier, CA

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About Mike Habib, EA

Mike Habib is an Enrolled Agent based in Whittier who has built a practice around tax resolution and property tax advocacy for Southern California property owners. As an EA, he's federally licensed and held to rigorous continuing education requirements, which keeps him current on the evolving rules that affect property assessments, exemptions, and inter-generational transfers. His approach is thorough and personal. Clients consistently note that Mike takes time to actually understand their property situation before recommending a course of action, rather than applying a one-size-fits-all appeal strategy. He serves homeowners, small landlords, and small business owners who own their commercial space, primarily in the San Gabriel Valley and surrounding communities.

Services

Tax Services
Accountants
Tax Law

How They Can Help

Mike Habib's property tax services center on assessment appeals and proactive tax planning for property owners in the LA County and surrounding areas. He handles Proposition 8 decline-in-value applications for clients whose market values have softened relative to their assessed values, and base-year value challenges for properties where the original assessed value was set incorrectly. For small business owners, he offers commercial property assessments that combine the appeal process with a review of how property taxes factor into business tax deductions and entity structuring. Getting the assessed value right has income tax implications that a pure property tax specialist might overlook. He also provides guidance on inter-generational property transfers, helping families navigate Proposition 19 rules to preserve favorable base-year values wherever the law permits. This is detailed, deadline-sensitive work where errors can be very costly, and Mike's meticulous style is well-suited to it. Exemption reviews are included for all new clients to make sure homeowners, veterans, and seniors are capturing every available discount before considering an appeal.

What to Expect

Mike starts with a detailed property tax review that looks at your assessed value history, any recent triggering events like a sale or renovation, and how your current assessment compares to market data. He prepares a written summary of findings so you have a clear record of the analysis regardless of whether you proceed with an appeal. If an appeal is recommended, he handles the application, communication with the assessor's office, and any hearing representation. Because he's an Enrolled Agent, he can also pull any relevant income tax threads into the same conversation, which is particularly useful for landlords reviewing their rental property taxes. He's transparent about case strength from the start and will tell you directly if he thinks an appeal is unlikely to succeed. His goal is to build long-term client relationships, not to file marginal appeals that won't go anywhere.

Service Area

Mike Habib primarily serves property owners in Whittier, La Habra, La Mirada, Norwalk, Downey, Pico Rivera, Montebello, and the broader eastern Los Angeles County area. He also takes cases in the San Gabriel Valley communities of El Monte, Rosemead, Temple City, and Arcadia. Out-of-area clients with strong cases or complex inter-generational transfer situations are considered on a case-by-case basis.

Frequently Asked Questions

What is an Enrolled Agent and why does it matter for property tax work?
An Enrolled Agent is a federally licensed tax professional who has passed a rigorous IRS exam and maintains ongoing education requirements. For property tax clients, it means Mike can also address federal and state income tax questions that arise from your property situation, such as how an assessment change affects your deductible expenses or how an inheritance is treated for income tax purposes.
My parents want to transfer their house to me. Will my property taxes go up?
Under Proposition 19, which took effect in February 2021, a parent-child transfer of a primary residence can avoid reassessment if the child moves into the home as their primary residence within one year. If the home's fair market value exceeds the assessed value by more than $1 million, a partial reassessment occurs. Mike can walk through the numbers for your specific situation before any transfer happens.
Can I challenge an assessment if I've owned my property for 20 years?
Yes, though long-term owners under Proposition 13 usually have low base values relative to market, which means their assessed value is typically below current market and there's less case to make. The exception is if there was an error in the original base-year value or if the assessor incorrectly triggered a reassessment event. Mike's initial review will identify whether either issue applies to your property.
What triggers a reassessment in California?
The main triggers are a change in ownership and new construction. Change of ownership includes most sales and some transfers, though there are exclusions for certain family and trust arrangements. New construction reassessment applies only to the new portion of the property, not the existing structure. If your bill spiked after a remodel, Mike can check whether the reassessment was applied correctly.
How do you determine if my property is over-assessed?
Mike pulls comparable sales from the same neighborhood and time period and compares them to your assessed value. If your assessed value is meaningfully higher than what similar properties were selling for on the relevant date, that's the basis for an appeal. For income properties, he also looks at cap rates and rental income multiples as additional evidence.
Is there a cost if the appeal doesn't result in a reduction?
For contingency-based appeal work, no. You pay nothing if the assessment isn't reduced. Mike will tell you before filing whether he thinks the case is strong, so you have a clear expectation going in. Flat-fee services like planning consultations and exemption filings are charged regardless of outcome.
How far back can I get a refund if my assessment was too high?
In California, you can generally get a refund going back to the date you filed the appeal, not to when the over-assessment originally occurred. That's one reason it's worth acting quickly once you suspect there's a problem. Mike can check whether any prior overpayments might be recoverable in your specific situation.
Do you offer free consultations?
Yes, Mike offers an initial consultation to review your property tax situation and assess whether there's an opportunity worth pursuing. He'll give you a clear opinion on case strength and explain the options before any engagement begins.

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