Property Taxes in Connecticut: Rates, Exemptions, and How They Work (2026)
TL;DR
Connecticut has some of the highest property taxes in the nation, with an average effective rate of about 1.79%. Property is assessed at 70% of fair market value. Revaluation occurs every 5 years. Tax rates (mill rates) vary widely by town, from under 15 mills to over 40 mills. Connecticut offers property tax credits for elderly homeowners and renters. Vehicles are also subject to property tax. Appeal to the local Board of Assessment Appeals within the filing window (typically February).
Assessment
Connecticut assesses property at 70% of fair market value. Each municipality conducts a full revaluation every 5 years. Between revaluations, values are adjusted through a physical inspection revaluation program.
Mill Rates
Connecticut mill rates vary dramatically by municipality. Wealthy communities with large grand lists (total assessed value) tend to have lower mill rates. Urban areas with lower property values and higher service needs tend to have higher rates. The statewide range typically spans from about 11 mills to 45+ mills.
Exemptions
| Program | Benefit | Who Qualifies |
|---|---|---|
| Elderly/Disabled Homeowner | $150-$1,250 tax credit (state-funded) | 65+ or totally disabled, income limits apply |
| Local Option Senior Freeze | Varies by municipality | 65+, adopted by some towns |
| Veterans | $1,500 off assessed value (basic) | Veterans with qualifying service |
| Disabled Veterans | $3,000+ off assessed value | Veterans with disability rating |
| Blind | $3,000 off assessed value | Legally blind |
Vehicle Property Tax
Connecticut taxes motor vehicles as personal property using the mill rate. Vehicles are assessed at 70% of retail value from the NADA guide. The state caps the mill rate for vehicles at 45 mills.
Appeal Process
- Board of Assessment Appeals: File by February 20 (or 20 days after the assessment date)
- Superior Court: Appeal within 2 months of the board's notice of action
Check your Connecticut assessment with our free property tax analyzer.
Frequently Asked Questions
What should I know about property taxes in connecticut: rates, exemptions, and how they work (2026)?
Connecticut has some of the highest property taxes in the nation, with an average effective rate of about 1.79%. Property is assessed at 70% of fair market value. Revaluation occurs every 5 years.
What should I know about assessment?
Connecticut assesses property at 70% of fair market value. Each municipality conducts a full revaluation every 5 years. Between revaluations, values are adjusted through a physical inspection revaluation program.
What should I know about mill rates?
Connecticut mill rates vary dramatically by municipality. Wealthy communities with large grand lists (total assessed value) tend to have lower mill rates. Urban areas with lower property values and higher service needs tend to have higher rates.
What should I know about vehicle property tax?
Connecticut taxes motor vehicles as personal property using the mill rate. Vehicles are assessed at 70% of retail value from the NADA guide. The state caps the mill rate for vehicles at 45 mills.
What is the process for appeal process?
Check your Connecticut assessment with our free property tax analyzer.