How to Lower Property Taxes in Arkansas: Every Method Available
TL;DR
Arkansas homeowners have multiple ways to lower property taxes: file for available exemptions (the Homestead Tax Credit provides $375 credit on primary residence), appeal your assessment, and claim any senior, disability, or veteran benefits you qualify for. The average effective rate in Arkansas is 0.62%, and the average homeowner pays about $1,023 per year on a $165,000 home. Most homeowners can save hundreds or more annually by using one or more of these strategies.
Arkansas average effective property tax rate is 0.62%. On a home valued at $165,000, that works out to about $1,023 per year. Whether that feels high or manageable depends on your situation, but the fact remains: if you are not using every tool available to reduce your bill, you are likely overpaying.
Here is every method available to reduce your Arkansas property tax bill in 2026.
Method 1: File for the Homestead Tax Credit
Arkansas provides a $375 annual tax credit applied to property taxes on your primary residence. File with your county assessor. This is not an exemption from assessed value but a direct credit against your tax bill.
Method 2: Claim the Senior Assessment Freeze
Homeowners 65 and older (or disabled) can freeze their assessed value at the level it was when they turned 65 or became disabled. This prevents increases even as the market rises. Apply with your county assessor.
Method 3: Appeal Your Assessment
File during the county equalization period, which runs from the third Monday in August. See our Arkansas property tax appeal guide for details.
Method 4: Disabled Veteran Exemption
Veterans with 100% service-connected disability qualify for complete property tax exemption on their primary residence. Apply through the county assessor.
Method 5: Verify Your Property Details
Check your property card at the county assessor office. Arkansas uses a mass appraisal system, and errors in property characteristics can inflate your assessed value. Correcting a wrong bathroom count or overstated square footage is a straightforward fix.
How Much Can You Save?
| Strategy | Potential Annual Savings |
|---|---|
| Homestead Tax Credit | $200-$2,000+ |
| Assessment Appeal (10% reduction) | $102+ |
| Senior/Disability Exemptions | $500-$5,000+ |
| Correcting Property Record Errors | $100-$1,000+ |
These strategies stack. You can claim exemptions and appeal your assessment at the same time. The combined savings can be significant.
How PropertyTaxFight Can Help
Building a strong appeal case takes time. You need comparable sales data, equity analysis, and an understanding of your county specific process. PropertyTaxFight handles all of this for $79, generating a complete evidence packet with comparable sales, county-specific filing instructions, and step-by-step guidance for your Arkansas county. It covers all Arkansas counties and takes minutes, not hours.
Frequently Asked Questions
What is the easiest way to lower property taxes in Arkansas?
File for every exemption you qualify for. Many homeowners miss exemptions they are entitled to simply because they never applied. Check with your county assessor office for a complete list of available exemptions.
How often should I appeal my property tax assessment?
Check your assessment every year. If it seems too high compared to what your home would actually sell for, or compared to similar homes in your area, file an appeal. There is generally no penalty for appealing, and your assessment cannot go up as a result.
Can I lower my property taxes without appealing?
Yes. Exemptions, credits, and property record corrections can all reduce your taxes without going through the formal appeal process. Start with exemptions, then consider an appeal if your assessed value is still too high.
What is the deadline to appeal property taxes in Arkansas?
The appeal deadline is during the equalization period in August. Check with your county for the exact date, as some deadlines vary by locality.
Do I need professional help to lower my property taxes?
Most homeowners can handle exemption applications and basic appeals on their own. For complex situations or high-value properties, professional assistance may be worth the cost. PropertyTaxFight provides the data and guidance you need for $79, without hiring an attorney or consultant.
Start Lowering Your Arkansas Property Taxes
Every year you overpay is money you do not get back. Start with exemptions, check your property record for errors, and if your assessment looks too high, file an appeal. Use PropertyTaxFight to build your case and take control of your property tax bill.